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HomeMy WebLinkAboutord2005-021If'HATCOM COUNTY COUNCIL AGENDA BILL � NO. AB2004 -353 CLEARANCES Initial Date Date Received in Council OJEce Agenda Date assigal Originator Elizabeth K. Olsen 9124104 7 0 5 2604 10112104 Introduction Division Dead Sylvia eoaewm O'1 11/9/04 Planning & Development /Council Dept Head: Hal Harr F 12/7/04 Public Hearin Prosecutor. Karen £rakes _ Purchning /Budgen l Executive: Pete Kremen QtJ 7 SUBJECT: Proposed amendments to Chapter 3 — Housing, of the Whatcom County Comprehensive Plan. ATTACHMENTS: (1) Proposed amendments (2) Planning Commission Findings of Fact, Reasons for Action, and Recommendations (3) Planning Commission minutes SEPA review required? ( x ) Yes ( ) No Should Clerk schedule a hearing? ( ) Yes ( x' ) No SEPA review completed? ( x ) Yes ( J No Requested Date: I A bearing roust be held if the Council changes the Planning Commission recommendation HVCC20.10.110. SUMMARYSTATEMENT: Distribution Request Pursuant to RCW 36.70A -I30, Whateom County is required to review and revise its comprehensive plan, as needed, by December 1, 2004. The proposed amendments update sections of Whatcom County Indicate those who should receive a copy out Council action . List specie names to the right. ADS Facilities Management Comprehensive Plat, Chapter 3— Housing, in accordance with GMA planning ADSFinance goal RCW 36.70A.070(2)(d) to provide "Adequate provisions for existing and ADSHumao Resources projected housing needs jor all economic segments of the community ". These amendments are consistent with the GMA, County -wide Planning ADStn>o Services Assessor Keith Willnauer Policies and the Whatcom County Comprehensive Plan. Auditor Note: The subject proposal is one of a number of comprehensive plan amendments Caopermive£xrensmn initiated this year. These amendments must be considered concurrently by the District court Comity Council so that the cumulative effect of the various proposals can be Executive evaluated (RCW 36.70A. 130). Additionally, pursuant to the review schedule Health established in WCC 20.10.120, final Council action on these amendments should Hearing Examiner occur on or about November 30. Jail COUNCIL ACTION TAKEN: Juvenile Parka 10/12/2004: Introduced. Planning Hal Hart 11/9/2004: Discussed in Planning and Development Committee, Hearing to be scheduled 12/7/2004: Amended and forwarded to concurrency 1/25/2005: Adopted 5 -2, Nelson, Crawford opposed, Prosecutor Public Works Sher Superior coal 305 021 Treasurer i Related County Contract #: inner Ordinance or Resolution Number Related File Numbers: CMP2004 -00014 (this item): Ord. #2005 -021 12 Planning Divinor -romp Plan AmmdmentsVCMP2004 -W014 (Chapter 3 - Iiousng) - ABAtic SPONSORED BY: PDS PROPOSED BY: PDS INTRODUCTION DATE:10 /12/04 ORDINANCE NO. 2005 -021 REVISING AND AMENDING THE OFFICIAL WHATCOM COUNTY COMPREHENSIVE PLAN, CHAPTER 3 - HOUSING WHEREAS, the Growth Management Act requires counties and cities to review and, if needed, revise comprehensive plans to ensure continued compliance with the GMA (RCW 36.70A.130); and WHEREAS, it is also appropriate to review the comprehensive plan in light of new information and changed County priorities; and WHEREAS, pursuant to RCW 36.70.390, legal notice was published in the Bellingham Herald on Thursday, June 10, 2004; and WHEREAS, the Planning Commission held public hearings on the proposed amendments on June 24, 2004, and July 8, 2004; and WHEREAS, the Planning Commission has evaluated the proposed amendments; and WHEREAS, the County Council has considered the Planning Commission's Findings of Fact & Reasons for Action, and Recommendations; and WHEREAS, the Whatcom County Council finds the amendments to be within the interest of the public health, safety and welfare; and WHEREAS, the County Council has adopted the following Findings and Conclusions: FINDINGS AND CONCLUSIONS 1. Notice ofthe Planning Commission public hearing forthe subject amendments was published in the Bellingham Herald on June 10, 2004. 2. The Whatcom County Planning Commission held public hearings on June 24, 2004 and July 8, 2004, 3. A Determination underthe State Environmental Policy Act(SEPA) was issued on September 24, 2004. 4. State law requires that Whatcom County review its Comprehensive Plan by December 1, 2004 to ensure continued compliance with the Growth Management Act (RCW 36.70A.130). 5. Pursuant to RCW 36.70A. 040, Whatcom County adopted the Whatcom County Comprehensive Plan on May 20, 1997. 6. The Growth Management Act (GMA) planning goal RCW 36.70A.070(2)(d) directs the Countyto provide "Adequate provisions for existing and projected housing needs of all economic Page 1 segments of the community". 7. The proposed amendment includes updated information to support the development of affordable housing for all the citizens of Whatcom County. 8. The proposed amendments are consistent with the Growth Management Act, County Wide Planning Policies, and the Whatcom County Comprehensive Plan. NOW, THEREFORE, BE IT ORDAINED by the Whatcom County Council that: Section 1. The Official Whatcom County Comprehensive Plan be amended as shown in Exhibit A. Section 2. Adjudication of invalidity of any of the sections, clauses, or provisions of the Comprehensive Plan shall not affect or impair the validity of the plan as a whole or any part thereof other than the part so declared to be invalid. APPROVED as to form Karen Frakes, eputy Prosecutor �r^ WHATCOM COUNTY COUNCIL WHATCOM COUNTY, WASHINGTON Z (, .',Sa -u �-' Laurie Caskey- Schreiber, Council Chair ( pproved O Denied Petei(remen, Executive Date: / 0Z ° -0 5 Page 2 !: ayi0 —?4RP December 7 2004 Chapter Three - Housing ATTACHMENT "A" INTRODUCTION Chapter Three HOUSING Purpose The purpose of this housing element is to consider future needs for housing in Whatcom County by examining existing housing patterns, projected population growth, and most - likely growth scenarios, and to suggest realistic ways to provide for those housing needs within the wishes of county citizens, sound public policy, and within the mandates of the Washington State Growth Management Act (GMA). Many points of view must be considered First, the number, type, and condition of housing units in place today must be compared with current housing needs. Second, future housing needs must be proposed based on expected needs of identifiable social and economic groups. Third, future housing needs must be addressed through a package of incentives, local requirements, and regulations that encourage development of that housing. housing that matches the incomes of citizens throughout the county. Process chapter was This plan was produced through the efforts of the Residents' Housing Advisory Committee (RHAC). The committee was formed and appointed by, the Whatcom County Executive, in September 1993. Members included representatives of the building industry, of special needs groups, of Christian, AIDS and other advocate groups, and an attorney. The RHAC met every month, and frequently more than once per month. The €Fst -two meetings moluded . . , 1 t �[ _ and de s;c'nn making ;FGtO.. with subsequent meetings - focusinged on identification of key issues, development of goals and policies, and careful framing of action plans. Two members were delegated by the committee to sit on the GMA Coordinating Committee to review all comprehensive plan chapters for consistency. When the RHAC completed its tasks in June 1994, those two members continued making valuable contributions to the work of the Coordinating Committee. The RHAC was sent Whatcom County Comprehensive Plan 3 -1 May - ��-2 :w ° "' December 7 2004 Chapter Three - Housing the final version of this the chapter in to Planning Commission review. GMA Goals, County-Wide Planning Policies, and Visioning Community Value Statements Realization of all the thirteen Growth Management Act goals is fostered by the goals, policies, and action plans in this chapter-, tThose directly relating to housing will be met with successful adoption of this comprehensive plan chapter. This chapter has been written to satisfy those goals while also meeting the intent of the County -Wide Planning Policies (CWPP) and general guidelines of Visioning Community Value Statements. CWPPs direct the county and its cities to ensure a balance of housing and economic growth consistent with diverse income levels and allowing for a range of housing types and costs. Further, the county and cities will can employ innovative techniques providing for a variety of housing types: single - family- detached multifamily buildings for both ownership and rental accessory dwelling units fADUs) manufactured, neblle and modular homes, manufactured and mobile home parks, along with mixed use and increased densities as affordable housing alternatives. Visioning Community Value Statements identify the importance of affordable housing and encourage even distribution of housing affordability and a mix of housing types throughout the county. Growth Management goals, Visioning Community Value Statements, and County-Wide Planning Policies will be served by adoption and implementation of this chapter. GMA Requirements The Growth Management Act mandates that counties required to plan under the act adopt comprehensive plans segmeRts of the " that "encourage the availability of affordable housing to all segments of the population of this state, promote a variety of residential densities and housing types, and encourage preservation of existing housing stock." (RCW 36.70.020(4)) BACKGROUND SUMMARY Whatcom County Comprehensive Plan 3 -2 May2O -, 89 � December 7, 2004 Chapter Three - Housing Demographic Overview Whatcom County's population is growing steadily.Ib Between 1990 and 44" 2000 it rose 4-2 30.5 %. Winh An estimated 75% of that increase is attributable to in- migration as opposed to birth rate. In addition to increasing the number of people living in the county, in- migration is resulting in changes to its demographic makeup. Increased minority, retirement -age, and single - parent household populations characterize demographic changes resulting from in- migration. Single- parent households are proportionally more sensitive than two- parent households to factors contributing to poverty and sub - standard living conditions such as health Rare housing costs, health care costs, and other increases in the cost of living. The number of such households is increasing at a faster rate than households with two parents: Migrant •• aFkeFc need housing for hemselves and for their spouses, oh Wen, and relmtyps. These aFe just two examples of ho ^°°d for hn '+g Shifts in proportions of various groups comprising county population also shift the need for various types and sizes of housing. Some cultures families require larger homes to accommodate larger extended families. Some groups, such as single - parent households, require smaller and more efficient housing. r.�nr�r IT ..+a.�- .r- �rm:rsrsr'nr_ir. _ ..... _ .. . . . ... . . . . . �__ LW Whatcom County Comprehensive Plan 3 -3 Ma "'r- ^,- " December 7, 2004 Chapter Three - Housing Whatcom County Comprehensive Plan 3-4 _ _ __. ME MI Whatcom County Comprehensive Plan 3-4 Comprehensive Plan 3 -5 rM ww MIN i Comprehensive Plan 3 -5 May4G, -41 17 December 7, 2004 Chapter Three - Housing Figure 1 Population Change 1980 - 2000 Bellingham Balance of Whatcom Whatcom County Washington County Income Distribution attributed to high student and elderly populations, grew from 21% in 1989. 'Community Counts: Whatcom County Health Indicator Report 2002 Whatcom County Comprehensive Plan 3 -6 May-20-,4997- December 7, 2004 Chapter Three - Housing Individuals 18 Plus 211% 1 14.1% 1 9.6% Individuals 65 plus 9.0% 8.3% 7.5% Families living in poverty 9.4% 7.8% 7.3% Females with related children under 18 36.8% 31.2% 30.8% Females with related children under 61.9% 50.0% 45.6% Statistics have shown that as housing prices increased at a faster rate than household incomes, so decreased the ability of Low- to Moderate - Income (LMI) populations to obtain decent housing in Whatcom County. S ECONorthwest Whatcom County Population and Economic Forecasts, May 2002 Whatcom County Comprehensive Plan 3 -7 May-20,-4Q97 December 7 2004 Chapter Three - Housing • Between 1989 and 1999 the median household income grew 41% while housing costs grew 108% over the same period 7 • In each year 1998 -2000 the average wage in Whatcom County was not enough to afford a two- bedroom rental unit.° • There are more than 7,500 very low- income households in Bellingham 70% of which report having housing problems.' Employment and Wage Trends 4 may in fact be understated. 1999 Whatcom County Income Data Used in Forecastina Income Trends ' Community Counts: Whatcom County Health Indicator Report 2002 ' Community Counts: Whatcom County Health Indicator Report 2002 ' Bellingham Consolidated Plan Whatcom County Comprehensive Plan 3 -8 Table 3 Whatcom County Income by Employment Secto Data Wage 1999 1999 Median Retail 13 914 34.8% Ve Low 30 — 50, Services $20,769 51.9% Low 50-80 Government $26.888 67.2% Low 50-80 Wholesale Trade $29,657 74.1% Low 50 -80 Finance JK 445 76.1% Low 50 -80 Trans ortation 30840 77.1% Low 50 -80 Construction 32480 81.2% Moderate 80 -95 Man6GFutma $34,765 86.9% Moderate 80 -95 Source: ECONoithwest Whatcom County Population and Economic Forecasts. 2002 1999 Whatcom County Income Data Used in Forecastina Income Trends ' Community Counts: Whatcom County Health Indicator Report 2002 ' Community Counts: Whatcom County Health Indicator Report 2002 ' Bellingham Consolidated Plan Whatcom County Comprehensive Plan 3 -8 May- 29,997 December 7 2004 Chapter Three - Housing Jurisdiction Bellin ham 2007 Pro Percent 30.7% acted Income $38,532 Percent 44.7% Ranae S33071 $39292 Percent 2012 Pro r Percent acted Income r Percent Rang Percent 30.2 % 46.4% Bellingham UGA 3.7% 27.3% 3.8% 29.0% 67.2% Birch Bay UGA 20.3% 71.8% 19.6% 73.2% 7.4% Blaine 19.6% 46.0% 19.3% 48.0% 32.7% Blaine UGA 72.9% Columbia Valle UGA 59.2% 36.9% 59.8 °h 37.0 ° / 3.1 °/ Everson 13.8% 5.9% 13.9% 6.2°/ 79.7% Everson UGA 90.5% Ferndale 32.1°/ 32.5% 31.9% 34.1% 34.0% Ferndale UGA 4.7% 15.3% 80.0°h 4.8% 16.5% 78.8% L nden 373% 41.6% 25.0% 32.8 ° / 43.3 ° / 23.8 L nden UGA 88.7% 87.7°/ Nooksack 63.1% 63.5% Point Roberts 55.3% 25.2% 19.5% 55.1% 26.6% 18.7% Sumas 11.0% 9.1% 79.6% 11.4% 10.0% 78.9% Other Uninc. Areas 9.4% 17.3 ° / 73.3% 9.60/ 18.5% 71.9° Total 25.3% 38.0% 36.7% 25.0% 39.8% 35.2% Source: ECONorthwest Whatcom County Population and Economic Forecasts messed data Whatcom County Comprehensive Plan 3 -9 May49r 4997 December 7 2004 Chapter Three - Housing Jurisdiction Be ham Percent Retail Percent Commercial Percent Industrial Percent Retail Percent Commercial Percent Industrial 29.7 % 479% 22.4% 29..4/ 49.2% 21.4/ Bellin UGA 3.8 % 3.% 8 % 32.1% 64.15 Birch Bav UGA 19.0% 1 74.2% 6.8% 18.4% 1 75.0% 6.5% Blaine 19.1% 49.6% 31.3% 18.9% 51.1% 30.0% Blaine UGA 73.6% 72.9% Columbia Valley UGA 60.3% 37.1% 2.6% 60.1°/ 37.1% 2.8% Everson 14.3% 6.7% 79.1% 14.6% 7.0% 78.2% Everson UGA 91.5% 90.1% Ferndale 31.7% 35.5% 32.7% 31.6% 36.8% 31.6% Ferndale UGA 4.8% 17.4% 77.8% 4.8% 18.3% 76.6% L nden 32.4% 44.8% 22.8% 32.1% 46.1% 21.9% L nden UGA 86.9% 86.6% Nooksack 63.5% 63.5% Point Roberts 54.4% 27.6% 17.9% .54.3/ 28.5% 17.3% Sumas 11.4 ° / 10.6% 78.0 ° / 11.8% 1 11.4% 1 77.1% Other Uninc. Areas 9.7% 19.6% 70.7% 9.8% 1 20.7% 69.5% Total 24.8% 41.4% 33.8% 24.7% 42.8% 32.6% Source: ECONorthwest Whatcom County Population and Economic Forecasts 2000 "ndicate su2pressed data Projected Employment Allocations and Associated Projected Incomes Data ore suppressed w en less than 2 employem cwoose all emplavem summed or w en one employer accounts for 80% or more of the summed employment as verWashington State Employment Secunt fidenfialdy lam NEEDS Whatcom County Comprehensive Plan 3 -10 Ma ',.�a�", December 7, 2004 Chapter Three - Housing jurisdictions that do not meet all of the necessary criteria or cannot Produce the required matching funds to participate in certain programs Unaffordable Housing Households with incomes at less than 30% of the area median income are the hardest Bellingham Comprehensive Plan Housing Element part IV s Bellingham Consolidated Plan Whatcom County Comprehensive Plan 3 -11 May24. 4, '4n' December 7, 2004 Chapter Three - Housing e0% 70% 60% 50% 40% 30% 20% m% 0% Figure 2 Housing Cast Burden by Income Category In Wbatcom County, 2000 Less than 30% 30% to 50% 50% to 00% More than 80% % Median Income Housing Mismatch Part of the problem is the disparity that exists between the number of lower- income households in the county and the number of housing units that are affordable to these households. HUD calls this the "housing mismatch" and derives a functional data set of this mismatched data from each U.S. Census. As shown in Figure 3, the number of housing units affordable to each income group does not properly match the number of households. There are more housing units available in the 50% to 80% income category than there are households, implying that households in disparity is illustrated with the 72.4% or 5657 households in the less than 30% of area Whatcom County Comprehensive Plan 3 -12 May4g, -4997 December 7, 2004 Chapter Three - Housing Figure 3 Whatcom County Housing Mismatch 60000 — ®ARordable housing units available in 2000 50000 Ill Households 2000 ■ Projected 2022 Total Households 40000 30000 21654 20000 16279 11004 10641 10000 7614 6650 ]556 11580 2925 59]24 Less than 30% 30% to 50% 50% to 80% More than 80% 25.7% Selected renter costs 30% of income olus 53.0% 47.0% % of Median Income $156,100 $156,700 Cost by Type Selected owner costs Table 6 Housing Costs 2000 Bellingham Whatcorn County Bellingham 30% of income plus 23.2% 26.0% 25.7% Selected renter costs 30% of income olus 53.0% 47.0% 39.1% Median value owner- $156,100 $156,700 $168,300 occu ied Median owner costs With mortgage 1133 1165 $1,268 Not mortgaged 323 327 338 Median gross rent 613 k622 663 Source: Bellingham 2003 - 2007 Consolidated Plan Note: numbers based on 2000 US Census The median value of an owner occupied house in Bellingham increased 75% between 1989 and 2000. s U.S. Census Whatcom County Comprehensive Plan 3 -13 May24,4497 December? 2004 Chapter Three - Housing Year 1980 Median Median Price Price $49,700 Table 7 of Houses Sold in 1980-2002 Year Median 1990 Whatcom Price 86.350 County Year 2000 Median Price $144.500 1981 n.a. 1991 98 250 2001 $151.050 1982 $56,000 1992 $112.000 2002 $159,900 1983 $54,000 1993 $120,000 2003 1984 $54,441 1994 $125,800 2004 1985 $52,600 1995 $127,000 2005 1986 $54,000 1996 $127,500 2006 1987 $55,500 1997 $132,000 1988 $59,500 1998 $136,500 1989 67 450 1999 140 000 Source: Whatcom County Real Estate Research Reuort Currently Available Low - Income Affordable Housing Various subsidized housinq exists in all of the cities in the County. Small -scale affordable housing projects are located in each city. housing to low- income populations. Whatcom County Comprehensive Plan _ 3 -14 4W December 7 2004 Chapter Three - Housing Other Subsidized Housing Principal residences. other HUD programs. ISSUES, GOALS, AND POLICIES near where they work in the community. Adopting an Ambitious but Achievable Affordable Housing Goal Whatcom County and its cities might consider adopting a HOUSING GOAL that sets the bar at a high but achievable level: community. To achieve this overarching goal the following goals policies and actions are scooted, Permitting Process Efficiency Building codes and zoning ordinances, in part, influence costs of development and construction of housing. The permitting processes require time (raising finance costs), fees, and the personal time investment of parties involved. Building plan reviews increase cost and time. Local plans checking of non - commercial development by county Whatcom County Comprehensive Plan 3 -15 ^L'...� ", ^° °e'. December? 2004 Chapter Three - Housing officials could save time and money. A budget that allows adequate staff is necessary to minimize processing time. Also, to the extent possible, regulatory predictability and certainty in the processes required of the private sector will contribute to its willingness to contribute to housing affordability. GOAL 3A: Minimize the time required for processing housing - related development and construction permits in the interest of overall cost reduction. Policy 3A -1: Streamline and simplify existing and proposed permitting processes. Policy 3A -2: Educate interested parties in the permitting process using easy to understand publications such as brochures or handouts readily available to the public. Policy 3A -3: Consistently apply the Nnifeun International Building Codes and do not increase requirements. Mixed Land Uses with Appropriate Buffering and Siting Criteria Where feasible, mixed land uses should be encouraged. The concept of encouraging housing near employment and siting employment near the work force is well- accepted and logical. Housing, transportation, and employment -base needs are well -served by this proximity; it is desirable from public, employer, employee, and public service perspectives. Incompatible uses such as heavy, noisy, or noxious industrial facilities adjacent to residential uses should continue to be discouraged. Some non - polluting, low - impact types of light industrial uses such as textile manufacturing, which could be large - scale but not environmentally or aesthetically offensive, could, with some buffering, be perfectly acceptable and probably desirable near residential development. Design standards and funding sources will be needed to fully explore the potential for mixed use since, in some instances, lenders are reluctant participants in mixed -use projects. County-Wide Planning Policies, Visioning Community Value Statements and preferred alternatives (from the Visioning Process), preservation of agricultural lands and environmentally sensitive areas, and zoning regulations generally prescribe preferred locations for housing a growing population of county residents. Various levels of affordability and types of housing are needed and must be somehow blended into locational constraints. Subsidized housing, homeless housing, transient, emergency, and special needs housing are all part of the affordability riddle, and in some instances a major part. Citizens currently possessing safe and decent housing may not fully understand the scope of the housing problem and they may tend not to want housing for less advantaged households near them. In that regard, the location of affordable housing can be as difficult an issue as funding. Whatcom County Comprehensive Plan 3 -16 May-29,-41W December 7, 2004 Chapter Three - Housing GOAL 3B: Support residential housing near employment opportunities and transit. Policy 3B -1: Enable and support housing development opportunities integral with, and near, compatible industrial and commercial activities and transit. Policy 3B -2: Establish commercial zoning regulations that accommodate residential uses at a density higher than surrounding residential or rural zoning, provided adequate transportation access and services are available. Policy 313-3: Establish industrial zoning regulations that accommodate temporary residential uses at a density higher than surrounding residential or rural zoning, provided adequate transportation access is available. Policy 3B-4: Residential development adjacent to major transportation routes may require buffering. GOAL 3C: Create opportunity for a broad range of housing types and encourage mixed affordability. Policy 3C -1: Support lot clustering, varied lot sizes, small -scale multi - family dwellings, accessory housing and reductions in infrastructure requirements for subdivisions as incentives for development of housing obtainable by purchasers with the greatest possible mix of household incomes. Policy 3C -2: Support programs in which citizens participate in the construction of their own home. Policy 3C -3: Support development of manufactured and mobile home parks and establish design criteria which that will enable them to fit into the surrounding community. Policy 3C-4: Develop zoning criteria in order to appropriately site group homes and accessory dwelling units within county residential urban growth areas. Access to Housing Changing demographics demand flexibility in siting, regulating, and designing future housing stocks. Family size, household size, proximity to employment and services, living space requirements due to cultural preferences, immigration patterns, and other factors contribute to changes in the type, number, and location of housing opportunities required for the future. The demographic makeup of Whatcom County's population can logically be expected to change over time through the 20 -year Growth Management Act planning period. Whatcom County Comprehensive Plan 3 -17 Mayes :9°? December 7 2004 Chapter Three - Housing Availability of housing for seniors, young adults, single parents, and groups is frequently overlooked by both the private development sector and the public sector. In addition, many migrant farm workers entering the county each season face substandard housing and homelessness. While the upper ends of the housing scale are normally well -served by the developers of housing projects, other housing needs are frequently overlooked or neglected. Making housing affordable and accessible in all residential areas will help integrate these groups of people into the larger community. Housing appropriate for those with temporary, transitional, emergency, and special needs is available only on an exceptional basis. Population growth will directly affect the number of people seeking such shelter. A portion of the agricultural workers have difficulty in obtaining adequate housing. Prior to adoption of this the comprehensive plan, Whatcom County considered ordinance amendments allowing for easier and better provision of migrant worker housing. Difficult issues associated with the amendments such as water, sewer, and other health concerns caused them to be tabled while an accessory housing ordinance allowing development of detached second dwelling units was adopted. Nevertheless, those farm worker housing amendments must proceed to provide some relief for this important housing need. GOAL 3D: Encourage provision of housing at every income level. Policy 3D -1: Participate with other agencies to provide housing options for all income levels by donating land, providing expertise, expediting permits, and other appropriate mechanisms. Policy 3D -2: Enable the ability of the farmer to provide housing for all agricultural workers. Policy 3D -3: Support programs that assist agricultural workers seeking affordable housing opportunities. GOAL 3E: Provide for future housing needs by responding to changing household demographics. Policy 3E -1: Review and revise existing regulations to identify inhibitions to housing for the varying preferences of those needing housing. Focus on population segments with particular needs such as temporary, transitional, or emergency housing. Policy 3E -2: Evaluate all new regulations or codes developed at the county level to ensure they accommodate housing preferences and needs existing at that time. Policy 3E -3: Encourage financial institutions to participate in creative housing solutions that respond to changing demographics and needs. Whatcom County Comprehensive Plan 3 -18 a•'...�0, 109 7 June 17, 2004 July 26, 2004 Chapter Three - Housing Policy 3E-4: Support the development of housing specifically for young adults, seniors, groups, and single parents. Incentives for Affordability Profit generally drives the production of most housing. Some types of housing, particularly some of the more affordable types, are less profitable to build. Multiple economics— If the private sector is expected to play a part in the provision of affordable, obtainable housing, there must be incentives encouraging them to do so. GOAL 3F: Provide incentives to create affordable housing. across -a wide range of affordability. Policy 3F -1: Include density or inclusionary bonus provisions in land use regulations, where appropriate, to offset the reduced profit inherent in more affordable types of housing. These bonuses may be transferred to other locations. Policy 3F -2: Review accessory housing ordinances for effectiveness and appropriateness and revise when necessary. Policy 3F -3: Support innovative housing ideas including co- housing (essentially a micro - community with some centralized facilities), elder cottages (temporary housing units for healthy but aging family members), and shared living residences or group quarters. Regulatory Controls Many forces act to inhibit the availability of affordable housing. Among these are regulatory controls, including zoning, subdivision regulations, development standards, and critical areas requirements. In addition, growth management itself implies some restrictions to affordable housing, by excluding land from development by focusing growth in urban areas, avoiding environmentally sensitive areas, and other ways. Mechanisms are needed to balance these inhibitions to affordability, such as design variety promoted through covenants, conditions, and restrictions, relaxed infrastructure requirements, and zoning. GOAL 3G: Identify and remove impediments to affordable housing. Policy 3G -1: Create opportunities to provide more affordability by relaxing or eliminating some infrastructure requirements or impact fees (®H -site y where it is clearly demonstrated that such action does not create a safety hazard and is not contrary to the interests of the health and well -being of county residents. Or impact fees where it is clearly Whatcom County Comprehensive Plan 3 -19 May 20, -1997 June 17, 2004 July 26, 2004 Chapter Three - Housing demonstrated that such action does not create a safety hazard and is not contrary to the interests of the health and well -being of county residents. Policy 3G -2: Review and revise existing and proposed regulations for consistency with other housing goals. Policy 3G -3: Educate the public on equal opportunity laws specifically related to housing and housing conditions including options available to anyone discriminated against. Policy 3G-4: Allow development of smaller lots and creative options. Preservation of Existing Housing Stocks Destruction of existing housing units due to redevelopment may be counterproductive for housing affordability. Instead, redevelopment should be taken as an opportunity to increase affordable housing. GOAL 3H: Facilitate maintenance and rehabilitation of existing housing. Policy 31-1-1: Wherever there is potential for destruction of existing structures, provide for preserving existing housing or creating new housing, whether by incorporation into the new project, moving, or recycling. Policy 3H -2: Support creation of one or more additional housing units, within permitted density, when existing housing is remodeled or commercial or light industrial facilities are redeveloped. Policy 3H -3: Identify and implement incentives to preserve and sensitively rehabilitate historic properties. HOUSING -ACTION PLAN Zoning 1. Amend regulations and establish criteria for appropriate development standards to allow an appropriate mix of manufactured and mobile home parks in certain Urban Residential (UR) zones. 2. Amend zoning regulations to more broadly allow child and senior day care facilities with traffic and buffers adequately addressed. 3. Allow innovative housing ideas including co- housing, elder cottages, and shared living residences or group quarters. Whatcom County Comprehensive Plan 3 -20 May 20, 4997 J Re ^a.,�,T7, 2004 July 26, 2004 Chapter Three - Housing Permitting 4. Allow conditional occupancy by the owner of a residence under construction, yet not ready for permanent occupancy, where health, liability, and legal concerns have been addressed. Such occupancy would be conditioned on identified criteria. Regulatory Review and Reform 5. Review any changes to county regulations affecting the provision of housing for negative influence on direct costs and on the indirect costs of permit processing time. 6. Review any new changes to regulations affecting the provision of housing for population and housing preferences and needs prevailing at that time. 7. Establish a regular periodic review schedule of policies and procedures, including accessory housing ordinance, by Planning Commission, panel, task force, executive review, or other methods. 8. Adopt land use regulations and development standards which allow lot clustering, varied lot sizes, small scale multi - family dwellings and reductions to infrastructure requirements for subdivisions to encourage development of housing obtainable by purchasers with the greatest mix of household incomes. 9. Adopt land use regulations and development standards which allow innovative housing ideas including co- housing, elder cottages, and shared living residences or group quarters. Review Committees 10. Form a special task force consisting of farmers, workers, lenders, public housing providers, and elected officials to initiate regulations designed to encourage and enable farmers to provide housing for farm workers. 11. Establish a broad -based citizen committee consisting of interested and affected parties, to: 1. Review existing regulations for consistency with the goals contained in this plan and review proposed regulations for their affect on housing affordability and availability. 2. Evaluate local legislative actions for opportunities to enhance availability of affordable housing to all residents of the county and enforcement of laws pertaining to tenant rights. Whatcom County Comprehensive Plan 3 -21 May 20, June 17, 2004 July 26, 2004 Chapter Three - Housing Staffing 12. In general budget review, allow for adequate staff to provide timely review of land use proposals. Building Standards 13. Encourage private groups to inventory sets of pre- approved residential building plans that can be offered to the public free of charge. 14. Investigate and enable creative options to reduce or eliminate infrastructure requirements such as road width, sidewalks, curbs and gutters where it is clearly demonstrated that such action does not create a safety hazard and is not contrary to the interests of the health and well -being of county residents. Lot Size /Shape 15. Adopt land use regulations and development standards which that allow innovative lot designs (Z lots, zero lot lines, small lot districts) in the interest of reducing the serviced -lot portion of overall housing development costs. 16. Eliminate lot consolidation criteria when it is in the interest of serving housing affordability. 17. Where appropriate, and through density adjustments, decrease minimum lot sizes. Mixed Use 18. Adopt development regulations which that provide for adequate buffering requirements (trees, other vegetation, and fences) and sound insulation between uses to minimize drawbacks of mixed use such as noise, odors, and cluttered views. 19. Review and revise land use regulations and adopt "adaptive re -use" to allow the conversion of single - family dwellings, commercial /light industrial facilities and other non - residential structures to a variety of housing types where water and sewage treatment can be provided. Developer Incentives 20. Review potential for offering density bonuses, reduced lot size, and other incentives for including specified proportions of housing targeted for low- and moderate- income households. 21. Through adoption of a set of incentives, use some form of inclusionary zoning that encourages provision of housing targeted for low- and moderate - income households. Whatcom County Comprehensive Plan 3 -22 Me), 20, 1997 June 17,, -209". July 26, 2004 Chapter Three - Housing 22. Make a series or menu of incentives, including but not limited to density bonuses, transfer of development rights, and /or infrastructure concessions available to project developers wherever special needs populations are specifically served. 23. Require impact and mitigation fees, if any, to be paid at the time e€eseupansy, the occupancy permit is issued by Whatcom County. 24. Provide additional bonus housing density for inclusion of affordable housing in a Planned Unit Development. Buyer Assistance 25. Establish a housing development fund, accessible to individuals qualified for affordable housing assistance who are legal residents of the county, administered by an agency such as Bellingham - Whatcom County Housing Authority or the Whatcom County Opportunity Council, and funded by contributions from developers wishing to utilize affordable housing incentives and bonuses, but not wishing to include affordable housing in their own projects. 26. Support existing agencies which provide for, or provide assistance in obtaining, low- or no- interest loans for first -time home buyers and others needing assistance to purchase homes. Education 27. Prepare an easily- understood guide or set of guides, readily available to the public, describing in a step -by -step fashion the processes required for land use actions. 28. Educate the public about permitting processes, and the availability of existing house plans by providing easy access to information through media such as videotapes, workshops, the Internet and others. 29. Educate the public about innovative housing ideas including co- housing, elder cottages, and shared living residences or group quarters. 30. Coordinate with local, state, and federal housing agencies, organizations and jurisdictions to further Whatcom County's goals and polices relating to housing. 31. Work with local, state and federal agencies to coordinate programs and secure grants or other funds available for housing programs. Housing Affordability Distribution and Targeting 32 Allocate to each UGA and city a "fair share allocation' that specifies the number of affordable housing units that are needed to accommodate each economic segment of the Population in each area. Whatcom County Comprehensive Plan 3 -23 May 20, 1997 June ^, 2004 July 26, 2004 Chapter Three - Housing Policy Priority in Favor of Permanent Community Benefit 33. Seek perpetual affordability achievable throuqh nonprofit -owned rental housino an certain forms of homeownership including community land trusts limited equity condominiums, and deed restricted homeownership. Inclusionary Zoning 34. Develop inclusionary zoning incentives and requirements that integrate affordable housing into new market -rate developments. 35. Develop a system for inclusionary zoning payments made in lieu of providing inclusionary units in some developments. Financial Incentives to Encourage Affordability 37. Explore other financial incentives such as tax credits for low- income households who opt into a nonspeculative housing market. 38. Encourage "employer- assisted housing" as a recruitment/retention strategy using downpayment assistance, interest rate buy- downs, second mortgages, etc. Funding Strategies 40. Create a "housing trust fund" to provide dedicated funding for housing Priorities set by the jurisdictions involved. 41. Consider using the "Housing and Conservation Trust" used in Vermont to fund affordable housing inside urban areas that takes Pressure off farmland, open space and rural lands. 42. Consider a ballot measure for a "housing levy" that funds affordable housing development. 43 Consider a housing levy that adapts the Vermont model by proposing a combination of open space /farmland /salmon Protection along with support for permanently affordable housing at the right location. Whatcom County Comprehensive Plan 3 -24